Advice and support for all types of home loan applications

Whether this is just the second house you need a mortgage for, or you’re working your way up the property ladder, or you have multiple houses, Premium Finance can work with you to find the right mortgage set up for your requirements.

Buying property is a process of finding a property you like, making an offer or competing at an auction, organising a building inspection, accessing the LIM and other related documentation, and of course organising finance…. which is where Premium Finance comes in. Having an experienced mortgage adviser on your side takes the stress out of organising finance – our wealth of knowledge and access to a range of banks and financial institutions means you get the best mortgage solution.

Low documentation loan

If you are a contractor, self-employed or you work in a seasonal business, you may not fit the traditional profile of a regular PAYE income earner which can make it difficult to access finance from traditional banks and lenders. Sometimes your credit rating could affect your ability to get finance.

Premium Finance has access to alternate lenders that can offer low documentation loans and we can advise you on whether this could be a viable option for your situation.

Debt consolidation

If you have debt across a range of loans it can be difficult to keep track of them all and manage the payments. Consolidating debt into one loan at potentially a lower rate can help you get into a better financial position.

Premium Finance can look at your debt and look at the options as to whether it can be consolidated into one loan.

Bridging finance

Bridging finance is the term for when short term finance is required when there is an impending sale/settlement of a property but the purchase of another property is happening first. Property investors can need bridging finance if they are buying and selling more often.

Talk to Premium Finance if you need to access bridging finance as we can assist with accessing this depending on the circumstances.

ASK A QUESTION / BOOK AN APPOINTMENT

Fill out the form below and we will contact you as soon as possible. If it’s urgent, please call us.

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ASK A QUESTION / BOOK AN APPOINTMENT

Fill out the form below and we will contact you as soon as possible. If it’s urgent, please call us.

First Name

Last Name

Contact Number

Select an insurance or mortgage product/service

Details

Advice and support for all types of home loan applications

Low documentation loan

Debt consolidation

Bridging finance

ASK A QUESTION / BOOK AN APPOINTMENT

ASK A QUESTION / BOOK AN APPOINTMENT

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