Insurance and Mortgage Advisers
Located in Auckland - Servicing NZ wide 

Insurance and mortgage advisers
Located in Auckland - Servicing NZ wide 

Advice and support for all types of home loan applications

Whether this is just the second house you need a mortgage for, or you're working your way up the property ladder, or you have multiple houses, Premium Finance can work with you to find the right mortgage set up for your requirements.

Buying property is a process of finding a property you like, making an offer or competing at an auction, organising a building inspection, accessing the LIM and other related documentation, and of course organising finance.... which is where Premium Finance comes in. Having an experienced mortgage adviser on your side takes the stress out of organising finance - our wealth of knowledge and access to a range of banks and financial institutions means you get the best mortgage solution.  

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Window cleaning is part of the package when Complete Cleaning Solutionsdoes a construction site cleanup. We offer an initial builders window cleaning to remove dried concrete, plaster or paint from windows.

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Complete Cleaning Solutions will go the extra mile to make your new home shine. With attention to detail all traces of the building process will be cleaned and removed. Special attention will be given to the kitchen and bathroom. Complete Cleaning Solutions will wipe out cupboards, clean skirtings and inside windows (included in the builders clean prices), vacuum and clean all hard surfaces.

Low documentation loan

If you are a contractor, self-employed or you work in a seasonal business, you may not fit the traditional profile of a regular PAYE income earner which can make it difficult to access finance from traditional banks and lenders. Sometimes your credit rating could affect your ability to get finance.

Premium Finance has access to alternate lenders that can offer low documentation loans and we can advise you on whether this could be a viable option for your situation.

Debt consolidation

If you have debt across a range of loans it can be difficult to keep track of them all and manage the payments. Consolidating debt into one loan at potentially a lower rate can help you get into a better financial position. 

Premium Finance can look at your debt and look at the options as to whether it can be consolidated into one loan.

Bridging finance

Bridging finance is the term for when short term finance is required when there is an impending sale/settlement of a property but the purchase of another property is happening first. Property investors can need bridging finance if they are buying and selling more often. 

Talk to Premium Finance if you need to access bridging finance as we can assist with accessing this depending on the circumstances.

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